/* PrimeLend - "Clear Signal". Bright cyan-teal signal bars and full-bleed rules on a near-white canvas.
   Contrast law: white on #0F8A9E is 4.1:1, so EVERY button fills with --accent-deep #0A5C68 (white 7.6:1).
   The bright cyan is reserved for bands, rules, ticks and the mark. */
:root{
  --bg:#F3F6F6;--card:#FFFFFF;--ink:#0C2A30;--text:#15373E;--muted:#4A646A;
  --accent:#0F8A9E;--accent-deep:#0A5C68;--accent-tint:#D5EAEE;--line:#DFE5E4;
  --tint2:#A8D4DC;--sig-lite:#8ED3DF;--warm:#E07A33;--warm-lite:#F0924E;
  --foot-bg:#0C2A30;--foot-text:#C8DEE2;--foot-link:#F0924E;
  --fd:"Golos Text",system-ui,sans-serif;--fb:"Overpass",system-ui,sans-serif;
  --r:0px;--wrap:1140px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--text);font-family:var(--fb);font-size:17px;line-height:1.62;overflow-x:hidden}
img,svg{max-width:100%;height:auto;display:block}
a{color:var(--accent-deep)}
h1,h2,h3{font-family:var(--fd);color:var(--ink);line-height:1.14;margin:0;font-weight:600}
p,ul{margin:0}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px;top:0;background:var(--accent-deep);color:#fff;padding:9px 14px;z-index:70;font-family:var(--fd);font-weight:600;text-decoration:none}
.skip:focus{left:8px;top:8px}
.eyebrow{font-family:var(--fd);font-weight:600;font-size:12px;letter-spacing:.2em;text-transform:uppercase;color:var(--accent-deep)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font-family:var(--fd);font-weight:600;font-size:16px;line-height:1.2;padding:15px 28px;border:2px solid transparent;border-radius:0;text-decoration:none;cursor:pointer;transition:background .15s,border-color .15s}
.btn-primary{background:var(--accent-deep);color:var(--cta-text,#FFFFFF);border-color:var(--accent-deep)}
.btn-primary:hover{background:#08474F;border-color:#08474F}
.btn-ghost{background:transparent;color:var(--accent-deep);border-color:var(--accent-deep)}
.btn-ghost:hover{background:var(--accent-tint)}
.sec-head{max-width:760px}
.sec-head h2{font-size:clamp(27px,3.5vw,40px);margin-top:12px;letter-spacing:-.018em}
.sec-head p{margin-top:14px;color:var(--muted);font-size:17px}

/* header - wordmark + signal mark left, nav right, full-bleed cyan rule underneath */
.mast{background:var(--card);border-bottom:2px solid var(--accent);position:relative;z-index:6}
.mast-in{display:flex;align-items:center;gap:28px;height:68px;position:relative}
.brand{text-decoration:none;display:inline-flex;align-items:center;gap:11px}
.brand .mark{width:28px;height:28px;flex:0 0 28px}
.wm{font-family:var(--fd);font-weight:700;font-size:23px;letter-spacing:-.015em;color:var(--ink)}
.wm b{font-weight:700;color:var(--accent-deep)}
.nav{display:flex;align-items:center;gap:30px;margin-left:auto}
.nav a{font-family:var(--fd);font-weight:500;font-size:15px;color:var(--ink);text-decoration:none;padding:5px 0;border-bottom:2px solid transparent}
.nav a:hover,.nav a:focus{border-bottom-color:var(--accent)}
.nb{display:none;width:44px;height:44px;margin-left:auto;border:1px solid var(--line);background:var(--card);flex-direction:column;justify-content:center;align-items:flex-start;gap:5px;cursor:pointer;padding:0 0 0 12px}
.nb span{display:block;height:2px;background:var(--accent-deep)}
.nb span:nth-child(1){width:10px}
.nb span:nth-child(2){width:15px}
.nb span:nth-child(3){width:20px}
@media(max-width:860px){
  .nav{display:none;position:absolute;top:66px;left:0;right:0;background:var(--card);border:1px solid var(--line);border-top:3px solid var(--accent);flex-direction:column;align-items:stretch;gap:0;padding:0;box-shadow:0 20px 40px rgba(12,42,48,.16);margin:0}
  .nav.open{display:flex}
  .nav a{padding:14px 18px;border:0;border-top:1px solid var(--line)}
  .nav a:first-child{border-top:0}
  .nb{display:inline-flex}
}

/* hero - short eyebrow-only photo band, then the card on clean canvas (they never overlap) */
.hero{position:relative;padding:0 0 66px;background:var(--bg)}
.eyeband{position:relative;height:150px;max-height:150px;overflow:hidden;background:var(--accent-deep);display:flex;align-items:center;justify-content:center}
.eyeband-pic{position:absolute;inset:0;margin:0;display:block}
.eyeband-pic img{width:100%;height:100%;object-fit:cover;object-position:center 60%}
.eyeband-veil{position:absolute;inset:0;background:linear-gradient(90deg,rgba(9,58,66,.62) 0%,rgba(12,42,48,.48) 52%,rgba(9,58,66,.62) 100%)}
.eyeband-text{position:relative;z-index:1;margin:0;text-align:center;color:#EAF7F9;font-family:var(--fd);font-weight:600;font-size:12.5px;letter-spacing:.2em;text-transform:uppercase;line-height:1.7;padding:0 20px}
.eyeband::after{content:"";position:absolute;left:0;right:0;bottom:0;height:4px;background:var(--warm);z-index:2}
.hero-in{position:relative;padding-top:32px;text-align:center}
.form-card{width:100%;max-width:var(--card-max,840px);margin:0 auto;background:var(--card);border:1px solid var(--line);border-top:4px solid var(--accent);border-radius:0;box-shadow:0 18px 44px rgba(12,42,48,.10);padding:26px 26px 18px;text-align:left}
.form-card__head h2{font-size:26px;letter-spacing:-.012em}
.form-card__sub{margin-top:6px;color:var(--muted);font-size:14.5px;line-height:1.5}
.form-host{margin-top:16px}
.form-card__trust{margin-top:16px;padding-top:13px;border-top:1px solid var(--line);font-size:12.5px;color:var(--muted);text-align:center;line-height:1.55}
:root{--card-max:840px;--cta-text:#FFFFFF}#storefrontloans_apply_form{min-height:0!important}#storefrontloans_apply_form>h4{position:static!important;top:auto!important;padding:34px 0 0!important;margin:0!important;text-align:center}#storefrontloans_apply_form>img{position:static!important;top:auto!important;display:block;margin:12px auto 40px!important}#storefrontloans_apply_form .bg_holder{padding-bottom:24px!important}#storefrontloans_apply_form .button_back_area{margin-top:0!important;height:auto!important;min-height:0!important}.form-host{min-height:172px!important;text-align:left}
.ticks{display:flex;flex-wrap:wrap;justify-content:center;gap:11px 26px;margin:28px auto 0;padding:0;list-style:none;max-width:1060px}
.ticks li{display:inline-flex;align-items:center;gap:9px;font-family:var(--fd);font-weight:500;font-size:14.5px;color:var(--ink)}
.ticks svg{width:17px;height:14px;flex:0 0 17px}
.hero-h1{font-size:clamp(31px,4.6vw,50px);letter-spacing:-.022em;max-width:860px;margin:42px auto 0}
.hero-sub{max-width:680px;margin:16px auto 0;font-size:17.5px;color:var(--text)}
@media(max-width:860px){.hero{padding-bottom:52px}}
@media(max-width:600px){
  .eyeband{height:108px;max-height:108px}
  .eyeband-text{font-size:11px;letter-spacing:.14em}
  .hero-in{padding-top:22px}
  .form-card{margin-left:calc(50% - 50vw + 4px);margin-right:calc(50% - 50vw + 4px);width:auto;max-width:none;padding:20px 16px 16px}
  .form-card__head h2{font-size:23px}
  .ticks{display:grid;grid-template-columns:1fr 1fr;gap:10px 14px;justify-items:start;margin-top:22px}
  .ticks li{font-size:13px;text-align:left}
  .hero-h1{margin-top:30px}
  .hero-sub{font-size:16.5px}
}
/* how it works - three WIDE horizontal signal rows, full-bleed rules between them */
.hiw{padding:86px 0 0}
.hiw-head{padding-bottom:34px}
.srow{border-top:1px solid var(--line);background:var(--bg)}
.srow:last-of-type{border-bottom:1px solid var(--line)}
.srow:hover{background:#EDF4F4}
.srow-in{display:grid;grid-template-columns:96px minmax(0,1fr) 288px;gap:28px;align-items:center;padding:34px 20px}
.srow .sig{width:68px;height:44px;flex:0 0 68px}
.srow .snum{font-family:var(--fd);font-weight:600;font-size:12px;letter-spacing:.2em;color:var(--accent-deep);margin-top:9px}
.srow h3{font-size:23px;letter-spacing:-.012em}
.srow p{margin-top:9px;color:var(--text);font-size:16.5px;max-width:620px}
.srow .sout{text-align:right;font-family:var(--fd);font-weight:500;font-size:13px;letter-spacing:.09em;text-transform:uppercase;color:var(--accent-deep);line-height:1.6}
.srow .sout em{display:block;font-style:normal;height:3px;width:52px;background:var(--accent);margin:0 0 10px auto}
@media(max-width:880px){
  .hiw{padding-top:60px}
  .srow-in{grid-template-columns:68px minmax(0,1fr);gap:8px 18px;padding:24px 20px}
  .srow .sig{width:52px;height:34px;flex:0 0 52px}
  .srow .sout{grid-column:2;text-align:left;margin-top:12px}
  .srow .sout em{margin:0 auto 8px 0}
  .srow h3{font-size:20px}
}

/* recognition strip - its own highlighted tint band, 5 fragments stepping like a signal */
.recog{background:var(--accent-tint);padding:78px 0;border-top:1px solid var(--tint2);border-bottom:1px solid var(--tint2)}
.recog h2{font-size:clamp(26px,3.3vw,38px);margin-top:12px;letter-spacing:-.018em;max-width:740px}
.frag{list-style:none;margin:32px 0 0;padding:0;max-width:880px}
.frag li{position:relative;font-family:var(--fd);font-weight:500;font-size:clamp(18px,2.3vw,24px);line-height:1.35;color:var(--ink);padding:14px 0 14px 28px;border-bottom:1px solid rgba(15,138,158,.3)}
.frag li::before{content:"";position:absolute;left:0;top:50%;width:14px;height:3px;background:var(--accent);transform:translateY(-50%)}
.frag li:nth-child(2)::before{width:17px}
.frag li:nth-child(3)::before{width:20px}
.frag li:nth-child(4)::before{width:23px}
.frag li:nth-child(5)::before{width:26px;background:var(--warm)}
.frag li:last-child{border-bottom:0;color:var(--accent-deep)}
.recog-close{margin-top:30px;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:20px 36px}
.recog-close p{max-width:660px;font-size:16.5px;color:var(--text)}
@media(max-width:700px){.recog{padding:58px 0}.frag li{padding:12px 0 12px 24px}}

/* statement band - the /band.webp photo under a deep teal veil */
.sband{position:relative;overflow:hidden;background:var(--ink);color:#F1F8F9}
.sband-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center}
.sband-veil{position:absolute;inset:0;background:linear-gradient(90deg,rgba(9,52,60,.86) 0%,rgba(10,70,79,.74) 48%,rgba(10,92,104,.46) 100%)}
.sband-in{position:relative;z-index:1;padding:94px 0;max-width:620px}
.sband .eyebrow{color:var(--tint2)}
.sband h2{color:#F1F8F9;font-size:clamp(28px,3.9vw,44px);margin-top:14px;letter-spacing:-.02em}
.sband p{margin-top:18px;font-size:17px;color:#DCEDF0;max-width:540px}
.sband-link{display:inline-flex;align-items:center;gap:9px;margin-top:28px;font-family:var(--fd);font-weight:600;font-size:15.5px;color:#EAF7F9;text-decoration:none;border-bottom:2px solid var(--warm-lite);padding-bottom:4px}
.sband-link:hover{border-bottom-color:#FFFFFF}
@media(max-width:760px){.sband-veil{background:linear-gradient(180deg,rgba(9,52,60,.93) 0%,rgba(10,70,79,.90) 100%)}.sband-in{padding:62px 0}}

/* why - the stepped signal artwork over a lagoon horizon, plus a trio */
.why{padding:88px 0;background:var(--bg)}
.why-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:60px;align-items:center}
.why h2{font-size:clamp(27px,3.5vw,40px);margin-top:12px;letter-spacing:-.018em}
.why-lead{margin-top:14px;color:var(--text);font-size:17px}
.trio{list-style:none;margin:28px 0 0;padding:0;border-top:1px solid var(--line)}
.trio li{display:grid;grid-template-columns:40px minmax(0,1fr);gap:14px;padding:20px 0;border-bottom:1px solid var(--line)}
.trio svg{width:26px;height:20px;margin-top:6px}
.trio h3{font-size:19px;letter-spacing:-.008em}
.trio p{margin-top:7px;color:var(--muted);font-size:15.5px}
.art{width:100%;border:1px solid var(--line)}
@media(max-width:920px){.why{padding:62px 0}.why-grid{grid-template-columns:1fr;gap:34px}.art{max-width:560px;margin:0 auto}}

/* faq - left-aligned list, question in the display face, a cyan tick on open rows */
.faq{padding:88px 0 84px;background:var(--bg)}
.faq-list{margin-top:34px;border-top:1px solid var(--line);max-width:900px}
.frow{border-bottom:1px solid var(--line);padding:21px 0 21px 40px;position:relative}
.frow::before{content:"";position:absolute;left:0;top:30px;width:16px;height:3px;background:var(--tint2);transition:width .15s,background .15s}
.frow[open]::before{width:26px;background:var(--accent)}
.frow>summary{list-style:none;cursor:pointer;display:block}
.frow>summary::-webkit-details-marker{display:none}
.frow>summary::marker{content:""}
.frow>summary h3{font-family:var(--fd);font-weight:600;font-size:19.5px;letter-spacing:-.008em;line-height:1.32}
.frow>summary:hover h3{color:var(--accent-deep)}
.frow>summary:focus-visible{outline:2px solid var(--accent);outline-offset:4px}
.frow p{margin-top:10px;color:var(--text);font-size:16.5px;max-width:740px}
@media(max-width:760px){.faq{padding:58px 0 56px}.frow{padding:17px 0 17px 30px}.frow::before{top:26px}.frow>summary h3{font-size:18px}}

/* closing cta band */
.close{padding:78px 0;background:var(--accent-deep);color:#EAF7F9;border-top:4px solid var(--warm)}
.close-in{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:28px 48px;align-items:center}
.close .eyebrow{color:var(--tint2)}
.close h2{color:#FFFFFF;font-size:clamp(27px,3.5vw,40px);margin-top:12px;letter-spacing:-.02em}
.close p{margin-top:12px;color:#D7EBEF;max-width:580px}
.close .btn-primary{background:#FFFFFF;color:var(--accent-deep);border-color:#FFFFFF}
.close .btn-primary:hover{background:var(--accent-tint);border-color:var(--accent-tint)}
@media(max-width:760px){.close{padding:58px 0}.close-in{grid-template-columns:1fr}}
/* footer */
.foot{background:var(--foot-bg);color:var(--foot-text);padding:62px 0 42px;font-size:14px}
.foot-top{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:24px 44px;align-items:start;padding-bottom:26px;border-bottom:1px solid rgba(200,222,226,.18)}
.foot .brand .mark{width:26px;height:26px;flex:0 0 26px}
.foot .wm{color:#FFFFFF}
.foot .wm b{color:var(--tint2)}
.foot-line{margin-top:12px;color:var(--foot-text);max-width:520px;font-size:14.5px;line-height:1.6}
.foot a{color:var(--foot-link)}
.foot-mail{font-family:var(--fd);font-weight:600;font-size:15px;text-decoration:none;border-bottom:1px solid rgba(240,146,78,.55);padding-bottom:3px}
.foot-mail:hover{border-bottom-color:var(--foot-link)}
.foot-right{display:flex;flex-direction:column;align-items:flex-end;gap:16px}
.foot-nav{display:flex;flex-wrap:wrap;justify-content:flex-end;gap:8px 22px}
.foot-nav a{font-family:var(--fd);font-weight:500;font-size:14.5px;color:var(--foot-text);text-decoration:none;border-bottom:1px solid transparent}
.foot-nav a:hover,.foot-nav a:focus{color:var(--foot-link);border-bottom-color:var(--foot-link)}
@media(max-width:760px){.foot-right{align-items:flex-start}.foot-nav{justify-content:flex-start}}
.legal-links{margin:22px 0 0;padding:0}
.legal-links a{color:var(--foot-text);text-decoration:none;font-family:var(--fd);font-weight:500;font-size:14px;padding:4px 14px;border-left:1px solid rgba(200,222,226,.3)}
.legal-links a:first-child{padding-left:0;border-left:0}
.legal-links a:hover,.legal-links a:focus{color:var(--foot-link);text-decoration:underline}
.disc{margin-top:22px;padding-top:22px;border-top:1px solid rgba(200,222,226,.18)}
.disc p{color:var(--foot-text);font-size:13px;line-height:1.6;margin:0 0 10px}
.disc b,.disc strong{color:#FFFFFF;font-weight:600}
.disc a{color:var(--foot-link);text-decoration:underline;text-underline-offset:2px}
@media(max-width:760px){.foot-top{grid-template-columns:1fr}.legal-links a{padding:4px 10px}}

/* subpage prose - how-it-works, contact, privacy, terms, unsubscribe, do-not-sell, 404 */
.sub main{background:var(--bg)}
.prose{max-width:720px;padding:56px 20px 88px}
.prose h1{font-size:clamp(31px,4.4vw,44px);letter-spacing:-.022em}
.prose .updated{margin-top:12px;font-family:var(--fd);font-weight:600;font-size:12px;letter-spacing:.2em;text-transform:uppercase;color:var(--accent-deep)}
.prose h2{font-size:23px;margin-top:40px;padding-top:22px;border-top:1px solid var(--line);letter-spacing:-.014em}
.prose p{margin-top:14px;line-height:1.72}
.prose ul{margin:14px 0 0;padding:0 0 0 22px}
.prose li{margin-top:8px;line-height:1.68;padding-left:4px}
.prose li::marker{color:var(--accent)}
.prose strong{color:var(--ink);font-weight:600}
.prose a{color:var(--accent-deep);text-decoration:underline;text-underline-offset:3px}
.prose .btn{margin-top:22px;margin-right:10px;text-decoration:none}
.prose a.btn.btn-primary{background:var(--accent-deep);color:var(--cta-text,#FFFFFF);border-color:var(--accent-deep);text-decoration:none}
.prose a.btn.btn-primary:hover{background:#08474F;border-color:#08474F}
.prose a.btn.btn-ghost{background:transparent;color:var(--accent-deep);border-color:var(--accent-deep);text-decoration:none}
.prose a.btn.btn-ghost:hover{background:var(--accent-tint)}

/* injected unsubscribe / CCPA cards: force the DEEP teal on every button fill (white on the bright cyan fails) */
.prose .unsub-card,.cmp-modal-body .unsub-card{border-top:4px solid var(--accent)}
.prose .unsub-card .unsub-form__submit,.cmp-modal-body .unsub-card .unsub-form__submit,
.unsub-card .unsub-form__submit{background:var(--accent-deep);color:#FFFFFF;border-radius:0;font-family:var(--fd);letter-spacing:.01em}
.prose .unsub-card .unsub-form__submit:hover,.unsub-card .unsub-form__submit:hover{background:#08474F}
.unsub-card__title{color:var(--ink)}
.unsub-field input,.unsub-field select{border-radius:0}
.unsub-msg--success{background:var(--accent-tint);color:var(--ink)}
.cmp-modal-close{background:var(--accent-tint);color:var(--ink)}

.legal-links{display:flex;flex-wrap:wrap;gap:.5rem 1.25rem}.disc p{font-size:.8rem;line-height:1.55}.cmp-modal{display:none;position:fixed;inset:0;z-index:90;background:rgba(10,14,20,.6);padding:30px 14px;overflow:auto}.cmp-modal.is-open{display:block}body.cmp-modal-open{overflow:hidden}.cmp-modal-card{max-width:860px;margin:0 auto;background:var(--card);color:var(--ink);border-radius:var(--r);box-shadow:0 30px 80px -30px rgba(0,0,0,.6)}.cmp-modal-head{position:sticky;top:0;background:var(--card);display:flex;justify-content:flex-end;padding:10px 12px;border-bottom:1px solid var(--line);border-radius:var(--r) var(--r) 0 0}.cmp-modal-close{border:0;background:var(--accent-tint);width:36px;height:36px;border-radius:9px;font-size:1.25rem;cursor:pointer;color:var(--ink)}.cmp-modal-body{padding:6px 24px 30px}.cmp-modal-body .prose{max-width:none}.cmp-modal-loading{padding:40px;text-align:center;color:var(--muted)}.unsub-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:26px 22px;margin:22px 0}.unsub-card__title{margin:0 0 6px;font-family:var(--fd);font-size:1.35rem}.unsub-card__sub{margin:0 0 18px;color:var(--muted)}.unsub-field{margin:0 0 14px}.unsub-field label{display:block;font-weight:600;font-size:.92rem;margin:0 0 6px}.unsub-field .opt{font-weight:400;color:var(--muted);font-size:.8rem;margin-left:8px}.unsub-field .req{color:var(--accent-deep)}.unsub-field input,.unsub-field select{width:100%;box-sizing:border-box;min-height:48px;padding:10px 14px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);font:inherit;font-size:1rem}.unsub-field input:focus,.unsub-field select:focus{outline:2px solid var(--accent);outline-offset:1px}.unsub-field__hint{margin:6px 0 0;font-size:.8rem;color:var(--muted)}.unsub-form__submit{display:inline-block;min-height:48px;padding:12px 22px;border:0;border-radius:999px;background:var(--accent-deep);color:#fff;font:inherit;font-weight:700;cursor:pointer}.unsub-form__submit:disabled{opacity:.6;cursor:wait}.unsub-form__legal{font-size:.8rem;color:var(--muted);margin:12px 0 0}.unsub-msg{display:none;border-radius:10px;padding:12px 14px;margin:0 0 14px;font-size:.95rem}.unsub-msg--error{background:#FDECEC;color:#8A1F1F}.unsub-msg--error.is-visible{display:block}.unsub-msg--success{background:var(--accent-tint);color:var(--ink)}.unsub-card.is-success .unsub-form,.unsub-card.is-success .unsub-card__sub{display:none}.unsub-card.is-success .unsub-msg--success{display:block}